Referendum 67 simply requires the insurance industry to be fair and pay legitimate claims in a reasonable and timely manner.

Please join us in voting to APPROVE Referendum 67 in November.

Dear clients and friends:

Referendum 67 is an important consumer protection measure on the November 6th ballot. If you are forced by your insurance company to file a lawsuit over a legitimate claim you’ve made, and you win, you will get paid for your claim but nothing more for the company’s wrongful delaying or denying your claim. Your own legal costs to recover against the insurer are not recovered.Referendum 67 fixes that by allowing the court to assess penalties against the insurer for that type of conduct. It therefore creates an incentive for insurance companies to treat their policy-holders fairly.Referendum 67 covers claims related to homeowner’s insurance, auto insurance, long-term care insurance, property insurance and small business insurance.

4100 complaints are made annually to the Office of the Insurance Commissioner about illegitimately denied claims, which likely means there are thousands more unreported instances of this kind of behavior by the insurance industry. Ultimately this conduct can lead to denied medical care, loss of a business, and ruined credit for policy holders. Continue reading Approve Referendum 67! →